RaliCap Fund 0 - Portfolio Companies
Country of operation
Abhi provides earned wage access, invoice factoring and payroll solutions to businesses and employees. The platform allows salaried employees access a percentage of their accrued salary before the next payroll cycle. Abhi operates a B2B2C model, allowing companies to extend its product as a benefit to their employees.
Allawee empowers its customers to create customized and innovative payment cards. The platform, powered by open APIs, gives businesses the ability to build more configurable and flexible payment experiences, while democratizing access to card issuing technology. Allawee’s modern architecture provides instant access to highly scalable, cloud-based payment infrastructure that enables customers to launch and manage their own card programs, issue cards and authorize and settle transactions.
B2C Marketplace/ Payments
Alsoug/Cashi is a digital market place and payments service provider. The business is a PayPal-like payment service provider that offers a range of services including payments of utility bills, airtime top-up, etc. to Sudanese customers.
Axis Pay is an Egyptian fintech that builds digital products for the unbanked. The platform increases accessibility to payments and digital products through a wholistic and diversified end-to-end digital experience. Axis Pay offers services such as payments, transfers, savings and credit to its customers.
B54 provides infrastructure that powers the launch of credit companies in Africa. The company is building a B2B2X network with embedded financial tools that allow credit providers to access flexible debt financing based on their past performance and scale their businesses across borders in a regulatory compliant way
Belvo is an API platform that enables companies access and interpret their customers’ financial data. The platform aims to democratize access to financial data and empower custodians share data freely. Belvo enables tech businesses connects their applications with data from banks, tax authorities and gig companies.
Mexico Columbia Brazil
Bloc is a fintech and banking as a service platform that provides infrastructure for fintechs in Africa. They provide finance APIs, regulatory, as well as compliance and licensing coverage, enabling companies launch products and scale faster.
Brick provides open finance API infrastructure that enables fintechs access and process financial data in Asia. Brick aims to simplify the process of aggregating and verifying customers’ data by providing a suite of APIs that connect financial apps to data sources such as banks, mobile wallets and telecommunications service providers.
Caliza is building a cross-border remittance solution for banks and MTOs. The company provides APIs that enable fintechs offer digital dollar accounts for users to save and transact.
Ceviant is a modern treasury management and trade finance platform for businesses in emerging markets. The company provides a comprehensive suite of commercial solutions including cash management; payments and reconciliations; escrow trust solutions; forex; working capital and trade finance; and legal entity identifier services
Frain is an open-sourve high performance webhooks gateway. The company has built an infrastructure to manage millions of webhooks end-to-end to enable tech companies push webhook events to their users seamlessly.
Cubo is an app-based POS terminal for merchants. The platform enables businesses collect payments seamlessly via card machines (POS), payment links, QR code and Bitcoin.
DealCart is Pakistan’s first group buying social commerce platform that allows users to buy together and save together. The platform offers high-quality, low-priced essentials through a gamified, fun and vernacular shopping experience that makes it easy for first-time customers to shop online.
Dinie provides embedded lending infrastructure to B2B businesses, enabling them launch credit offerings seamlessly. Dinie embeds its infrastructure and services within ecommerce marketplaces and leverages their existing data to approve and underwrite credit to their merchants.
Divibank is a financing platform for LatAm businesses. The platform leverages revenue-share financing to provide non-dilutive capital to businesses.
B2B/B2C Wealth Management
Elphinstone is a wealth management platform .They provide retirement management services for corporates/businesses, as well as offer savings and investment products to individuals by leveraging robo-advisory
Hackmetrix is a full stack security platform for SMBs. The cybersecurity platform that enables tech businesses improve their security, get certifications and comply with industry regulations.
Kaoun leverages software to modernize the financial services landscape. The platform provides a range of products that cut across eKYC, P2Ppayments, merchant solutions, remittances and micro-lending
Kippa is a banking, financial management and payment platform for businesses. Kippa enables small businesses keep track of their income and expense transactions, manage inventory and monitor the overall performance of their business from a single app.
Kontempo provides embedded payment and financing solutions for B2B ecommerce. The platform enables businesses provide BNPL and interest-free installment payment solutions to their end users.
B2C Wealth Management
Koshex is a personal finance and wealth management platform. The platform leverages a consumer behavior focused approach to drive wealth creation. Koshex provides tools that assess an individual’s financial position, and then utilizes data obtained information on their day to day finances to provide insights that aid financial decisions. This enables users to invest in diverse investment products that are tailored to their financial goals.
Kuunda provides end to end liquidity management solutions for businesses. The platform functions as the connective tissue within the lending ecosystem - bringing lending partners, products and people together to empower MSMEs, mobile money agents and consumers.
South Africa Tanzania Pakistan London Kenya Mauritius
Loop is a financial operations management platform. The company helps businesses eliminate inefficiencies in manual financial operations, and provides a holistic approach to FinOps management. Loop simplifies the invoicing collections, reconciliation, and financing process for businesses.
Minka is a national payments system that enables organizations and individuals move money in real time. The platform powers interbank transactions, provides support for mobile wallet, handles digital tax collection and facilitates digital currency transfers for financial institutions. Minka has built an infrastructure to help financial institutions process transactions seamlessly.
Mono provides open banking infrastructure for Africa, enabling businesses access financial data and telco data, issue virtual accounts and collect payments directly from bank accounts. Mono is on a mission to power the digital economy in Africa by using open banking as a layer to provide financial data and identity data, and facilitate bank transfer payments for businesses.
Nigeria Kenya Ghana
Passport is a BaaS solutions platform. The company provides API-enabled open banking toolkits for businesses that enables tech companies launch and embed financial products/services with ease
Pathao is a digital services platform that provides a range of mobility, food delivery and e-commerce logistics services.
Pivo is a one-stop platform that provides financial services to supply chain businesses. Businesses use Pivo to setup a corporate account, access credit for business loans and manage their finances all in one simple application
Pngme allows financial institutions collect and aggregate data at scale. The platform platform enables one-click data sharing, real time insights, and credit scoring
Kenya Nigeria South Africa
Pomelo provides infrastructure to enable tech companies launch and scale financial services in Latin America. The platform allows fintech and embedded finance players launch virtual accounts as well as issue prepaid and credit cards
Argentina Brazil Colombia Mexico
PowerCred is a one-stop API suite for clients to access alternate data from SMEs. They provide real-time connectivity to enable software providers and financial institutions build integrated products for their small business customers.
Singapore India Indonesia
Prosper is a financial API platform that provides businesses with real-time access to verified data. The platform enables companies connect their users’ financial and non-financial data; determine their credit worthiness; understand credit behavior and initiate payments.
Qashio is a corporate card and expense management solution. It enables companies create physical or virtual cards, disburse budgets, grant or restrict employee usage, set approval layers and verify spending.
Rebill is a payment orchestration and recurring billing platform. The platform provides over 140 payment methods to companies in LatAm and provides solutions that enables businesses collect and manage recurring payments with ease.
Reworth enables financial institutions and merchants receive actionable data and offer cashback to end-customers via a fully-integrated API solution
B2C Wealth Management
Rise is a wealth management platform that enables individuals invest in global dollar denominated assets to hedge against inflation.
Safepay provides a single integrated payments solution that enables businesses collect local and international payments. The platform helps merchants received payments faster by enabling digital payments.
Satws enables FIs and fintechs access permissioned data from the Mexican tax authority (SAT). The business has evolved into Syntage; a comprehensive business data platform (Open Data / Open Finance) which allows our clients access transactional, financial and qualitative information from other businesses through APIs and web interface.
Savyour is an integrated consumer deals and rewards platform. The platform enables consumers purchase items from brands and retailers at best prices through its cashback app. Savyour currently has over 300 brand partners including Daraz, foodpanda, elo and Naheed.pk
Simetrik is a payments infrastructure provider. The platform provides a process automation tool that allows businesses to customize and maintain automations for a wide variety of use cases such as reconciliation
Simplifi is a Cards-as-a-Service (CaaS) solutions provider that enables organizations create, issue and manage payment cards to multiple stakeholders across multiple markets instantly
Stitch is an end to end payments service provider (PSP). The platform enables businesses & fintechs in Africa to send and receive secure Instant EFT payments; track, manage and reconcile payments; and easily disburse funds via Payouts to customers
Sudo is an open API platform that lets you embed financial features into your product. The platform provides card-issuing API for businesses, enabling them to easily issue physical and virtual cards to customers.
Sydecar is a frictionless deal execution platform for venture investors. The platform handles back-office operations for emerging venture investors including automating banking, compliance, contracts and reporting.
Termii is a messaging platform that powers communication for businesses. The platform helps businesses verify and authenticate transactions, as well as secure repeat customers by sending personalized emails and SMS through various channels.
Triplea is a payments gateway that enables businesses collect crypto payments and payouts.
Singapore Hong Kong Europe
Union54 is a financial technology company offering card issuing services. The platform provides an API for any company to issue virtual and physical cards without a bank partner or processor.
Zenpli is a B2B software company that enables LatAm fintechs and other providers of digital products and services to run identity decisioning with one single integration.
Fils provides payment infrastructure that facilitates corporate giving towards SDGs, particularly climate change.